SelectQuote Online Privacy Policy

We do not collect “Personal Information” about you through the Services unless you choose to provide it to us voluntarily, such as through the “Get Your Free Quote,” “Subscribe to SelectNews,” “Term Life Insurance Calculator” or a similar page. We define Personal Information as information that is unique to you and might include your phone number, biometric information (such as your height and weight), name, address, email address, Social Security Number, birthdate, and certain medical or health information.

We may also collect demographic information, such as information about your gender and age (“Demographic Information”) when you enter information in the “Get Your Free Quote,” “Term Life Insurance Calculator” or similar page.

If you encounter a screen or page that requests information you do not want to share with us, do not enter the information and do not proceed with that screen or page.

If you do provide us with Personal Information, we will use it for the purpose of obtaining a quote, calculating a term life insurance policy, or for the purpose otherwise stated on the page collecting the Personal Information, and we will not license, transmit or disclose this information to third parties unless: (1) you expressly authorize us to do so, (2) it is necessary to allow our contractors or agents to provide services for us, (3) in order to provide our products or services to you, (4) it is disclosed to entities that perform marketing services on our behalf or to other entities with whom we have joint marketing agreements, (5) it is disclosed to insurance providers for us to obtain an insurance quote on your behalf or to connect you with insurers who provide products in your area in which you may be interested, or (6) otherwise as we are required or permitted by applicable law. We may also use the information you choose to provide to us to improve the content of this Site and our Services or to contact you for marketing purposes.

We may, from time to time, supplement the information we collect directly from you on our Services with outside records from third parties, such as credit reports or driving history, for various purposes, including underwriting an insurance application, to enhance our ability to serve you, to tailor our content to you and to offer you opportunities that may be of interest to you. To the extent we combine information we receive from those sources with your Personal Information we collect on the Service, it will be treated as Personal Information and we will apply this Privacy Policy to such combined information, unless we have disclosed otherwise.

In addition to any Personal Information, or other information that you choose to submit to us (as described above), we and our third-party service providers may use a variety of technologies that store or collect certain information whenever you visit or interact with the Services (“Usage Information”). This Usage Information may be stored or accessed using a variety of technologies that may be downloaded to your personal computer, browser, laptop, tablet, mobile phone or other device (a “Device”) whenever you visit or interact with our Services. To the extent we associate Usage Information with your Personal Information we collect directly from you on the Services, we will treat your Usage Information as your Personal Information.

Usage Information may include:

• your IP address, UDID or other unique identifier (“Device Identifier”). A Device Identifier is a number that is automatically assigned to your Device used to access the Services, and our computers identify your Device by its Device Identifier;
• your Device functionality (including browser, operating system, hardware, mobile network information);
• the URL that referred you to our Services;
• the areas within our Services that you visit and your activities there, including remembering you and your preferences;
• your Device location;
• your Device characteristics; and
• certain other Device data, including the time of day, among other information.

A. Types of Tracking Technologies We Use

B. Purpose of Tracking Technologies

We may use Tracking Technologies for a variety of purposes, including:

• When Strictly Necessary to Provide the Services

We may use Tracking Technologies that we consider strictly necessary to allow you to use and access the Services, including cookies required to prevent fraudulent activity and improve security.

• To Assess Performance

We may use Tracking Technologies that are useful in order to assess the performance of the Services, including as part of our analytic practices or otherwise to improve the content or services offered through the Services.

• To Improve Functionality

We may use Tracking Technologies to offer you enhanced functionality when accessing the Services, including identifying you when you visit this Site or keeping track of your specified preferences, including in terms of the presentation of content on this Site.

• To Deliver Relevant Content

We may use Tracking Technologies to deliver content relevant to your interests on the Services and third-party sites based on how you interact with the Services. This includes using Tracking Technologies to understand the usefulness to you of the content that has been delivered to you.

C. Tracking Technologies Choices and Consent

D. Third-Party Tracking

E. Do Not Track

F. Disabling Tracking Features

We may use your Personal Information, Demographic Information and/or Usage Information to conduct research and further develop our Services. In some cases, we may work with trusted third parties to perform research.

We may use Personal Information, Demographic Information and/or Usage Information (which can include your communications to us) to investigate, respond to and resolve complaints and security issues. We may use such information to investigate violations of our Terms of Use or this Privacy Policy.

We may use your Personal Information to facilitate communication with you through, for example, email, telephone or mobile phone. We may contact you by telephone to discuss in greater detail any request for an insurance quote you may have requested. We may send you messages about the availability of our Services, security or other service-related issues. We may also send messages about how to use the Services, network updates, reminders, promotional messages or to communicate with you regarding insurance policy quotes or Medicaid plan premiums. While you may change your communication preferences at any time, please be aware that you cannot opt-out of receiving service messages from us, such as security and legal notices.

We may also use your Personal Information, Demographic Information or Usage Information that we collect about you: (1) to specifically target relevant advertisements or content to you based on how you interact with our Services; (2) to understand the usefulness to you of the advertisements or content that have been delivered to you; and (3) to increase this Site’s functionality, including allowing you to comment or add content to the Services.

You may be presented with an option through our Services to receive certain information from third ‎parties, or to have us send certain information to third parties or ‎give them access to it. ‎Also, links to third parties’ websites may appear on our Site.

If you choose to do so, you may disclose your Personal Information and other information to such ‎third parties and all information you disclose will be subject to the third-party’s privacy policies and ‎practices.

In addition, third parties may store, collect or otherwise have access to your information when you ‎interact with their Tracking Technologies, content, tools, apps or ads on our Services. ‎By using those third-party tools, you acknowledge that you are ‎subject to those third-parties’ practices and policies regarding Tracking Technology.

We are not responsible for the privacy policies and practices of third parties and, therefore, you ‎should review any third-party privacy policies and practices prior to requesting information from ‎them or otherwise interacting with them.

We may use third-party vendors to perform certain services on our behalf, such as hosting this Site, designing and/or operating the Services’ features, tracking the Services’ activities and analytics, and other administrative services.

We may provide these vendors with access to your information to carry out the services they are performing for you or for us. Third-party analytics and other service providers may set and access their own Tracking Technologies on your Device and they may otherwise collect or have access to information about you, potentially including your Personal Information. We are not responsible for those third-party technologies or activities arising out of them. We are not responsible for the effectiveness of or compliance with any third-parties’ opt-out options.

To the fullest extent permitted by applicable law, we may also disclose your information if we believe in good faith that doing so is necessary or appropriate:

1. To protect or defend the rights, safety, or property of SelectQuote or third parties, including through the enforcement of this Policy, our Terms of Use, and other applicable agreements and policies; or
2. To comply with legal and regulatory obligations (e.g., pursuant to law enforcement inquiries, subpoenas or court orders).

To the fullest extent permitted by applicable law, we have complete discretion in electing to make or not make such disclosures, and to contest or not contest requests for such disclosures, without notice to you.

We reserve the right to disclose and transfer all such information:

1. To a subsequent owner, co-owner or operator of this Site or applicable database; or
2. In connection with a merger, consolidation, restructuring, the sale of substantially all of our interests and/or assets or other corporate change, including, during the course of any due diligence process.

Any other entity which buys us or part of our business will have the right to continue to use your data, but only in the manner set out in this Privacy Policy unless you agree otherwise.

The Service’s third-party ad network and exchange providers, the advertisers, the sponsors and/or traffic measurement services may themselves set and access their own cookies (including Flash cookies), web beacons and other Tracking Technologies on your Device and track certain behavioral Usage Information regarding users of your Device via a Device Identifier.

These third-party Tracking Technologies may be set, among other things:

1. to help deliver advertisements to you that you might be interested in;
2. to prevent you from seeing the same advertisements too many times; and
3. to understand the usefulness to you of the advertisements that have been delivered to you.

You acknowledge and agree that associated technology may access and use your Device and may set or change settings on your Device in connection with the associated operations. Note that any images or any other parts of content provided by third parties in association with third-party ads or other content may serve as web beacons, which enable third parties to carry out the previously-described activities.

Third-party Tracking Technologies used by network advertisers are not controlled by us. Statements regarding our practices do not apply to the methods for collecting information used by these third-party advertisers and others or the use of the information that such third parties collect. We have provided you with information below on their practices and available opportunity to exercise choice with respect to their Tracking Technology.

You should review the relevant third party’s terms of service, privacy policy, permissions, notices and choices should be reviewed regarding their collection, storage and sharing practices.

We make no representations regarding the policies or practices of third-party advertisers or advertising networks or exchanges or related third parties.

Further, while we may use a variety of companies to serve advertisements on the Service, you may wish to visit networkadvertising.org/optout, which provides information regarding this practice by Network Advertising Initiative (“NAI”) members, and your choices regarding having this information used by these companies, including the “opt-out” procedures of NAI members. Opting out of one or more NAI members only means that those NAI members no longer will be allowed under their own rules to deliver targeted content and/or ads to you, which will affect this and other sites, but does not mean you will no longer receive any targeted content and/or ads. Also, if your browsers are configured to reject cookies when you visit this opt-out page, or you subsequently erase your cookies, use a different Device or change web browsers, your NAI opt-out may not, or may no longer, be effective. Additional information is available on the NAI’s web site accessible by the above link. You may also opt-out of receiving third-party behavioral ads on this site by visiting the Digital Advertising Alliance (“DAA”) web site at optout.aboutads.info/. Similar limitations may apply to the DAA opt-out. We are not responsible for effectiveness of, or compliance with, any third-parties’ opt-out options or programs.